It is difficult to live on a shoestring, particularly if you are also paying off debts. But with being smart with planning and thinking, it is easy to save and have the finances under control again. The following 10-step guide gives tips to save even when little money is available to save and debt hangs […]

Debt can be overwhelming but has positive ways of gaining control over your financial situation. The two options widely favored are debt relief and credit counseling, each of which, depending on your needs, carries advantages. From recommendations by specialists at CBS MoneyWatch, here is a comparison of the two practices and a guide on what

Picture your future: You’re comfortable and in command of your finances—debt-free, financially secure for the people you love, and well on your way to realizing your goals. Sustainable wealth is not only for someone else; it’s within your reach with the right approach. These five simple steps are the blueprint this book proposes to build

Effective money management is the key to achieving financial stability, yet many people fall victim to habitual pitfalls that can destroy them. From excessive spending to overspending on debt, these errors can bring about financial strain and lost opportunities. This book identifies the most prevalent money management errors and offers valuable advice on how to

Your net worth is not necessarily an increasing factor if you make a higher income. You can increase your value by investing, paying off debt, and spending well. This article offers realistic tips on how to increase your net worth without burning yourself out working and obtaining wealth and long-term success. 1. Live a Frugal

Losing a government job is a dream come true, but doing something can help you take charge of your finances again. Either facing imminent job loss or you need to protect your future finances, this guide provides you with practical advice to navigate your difficult times. From paying bills and debt reduction to creating other

Running a small business is very liberating and flexible, but not without significant challenges. In fact, many entrepreneurs find themselves saddled with debt, taxes, and even financial setbacks, which can precipitate business failure. In fact, according to the Small Business Administration, only 21.4% of businesses make it past the first year, and more than half

There are times when debts are too much to handle, but no-spend days were my difference. A no-spend day is essentially a very simple concept: you commit to spend nothing. Immediately, you will save money. That’s the smallest part of the impact. It helped me pay off $80,000 in debt, but it changed my relationship

The holiday season itself is often a season of cheer, but for many people it also becomes a season of financial stress. The anxiety over buying complex gifts and attending lavish parties can be sending debt sky-high. According to recent estimates, Americans shell out more than $1,000 in annual average holiday expenditures, most of those

It usually begins with the budget, primarily if you’re owing some sort of money. A good budget lets you have less money and save some on top of repaying what’s owed to someone. You feel more in charge of your finances, and now the door may be open wide to a not-so-stressed and much-enjoyed existence.